naanayam.online
Risk disclosure
1. You accept these risks
This Risk disclosure is part of the Terms of Use of https://naanayam.online. If you buy, sell, stake, send, or hold NAYAM or Native Polygon USDC, or if you use the Desk or Console on naanayam.online, you do so at your own interest and at your own risk. Read this page. If you cannot accept a complete loss, do not participate.
2. You can lose everything
The value of NAYAM, of Native Polygon USDC, of a pool share, of a locked position, and of any other token you touch through the Website can go to zero. It can happen quickly. Gas you spend is gone even if a transaction fails. There is no compensation scheme, no deposit insurance, and no promise of a refund from naanayam.online.
3. No promised value or market
Nobody is obliged to buy NAYAM from you. A pool can have little or no liquidity. A quote on the Desk can be wrong by the time you confirm. Price can move because of your own trade. Past numbers are not future numbers. Marketing language, a Tamil name, a supply figure, or a design does not create demand.
4. This Website does not move legal tender
naanayam.online does not take rupees, dollars, cards, UPI, or net banking. A Buy is Native Polygon USDC out of your Wallet and NAYAM in. A Sell is the reverse. If you need legal tender, you must obtain or dispose of USDC somewhere else. That somewhere else can freeze you, fail, charge you, or refuse you. We cannot complete, reverse, or insure that step.
Having no payment rails does not remove legal, tax, or enforcement risk from token activity. It only means this Website is not the place that turned a salary into USDC or USDC into a bank credit.
5. USDC can fail you
Native Polygon USDC is a third-party token. It can lose its peg, be paused, be blacklisted for an address, or fail to redeem for dollars at an issuer or exchange. Bridged or lookalike USDC will not fill the Desk and can be lost if you send it anyway. We do not issue USDC and we do not guarantee that anyone will pay you money for it.
6. Software, bugs, and upgrades
Smart contracts, compilers, wallets, browsers, RPCs, Uniswap, the market contract, and this frontend can contain errors. Contracts may be immutable. A bug can lock or drain funds. An audit, if one exists later, is not a guarantee. The Website can show the wrong address, the wrong network, or a stale ABI. You must verify contract addresses yourself if that matters to you. We do not warrant fitness or error-free operation.
The Desk may refuse Buy and Sell until a stated instant, or at other times. That is not a fault you can claim against, and it is not a promise that the Desk will open or stay open.
7. Wallet, keys, and access
If you lose a key, a device, or a password, your tokens can be unrecoverable. If someone else uses your Wallet, the chain will treat their signature as yours. The Website cannot freeze your address, reset access, or reverse a send. You alone secure your machine and your extension.
8. Liquidity, slippage, and ordering
Automated pools can give you a worse price than you expected. Large trades can move the price against you. Third parties can see pending transactions and act around them. Locking tokens can delay your ability to sell. Reward rates can change or end. Other users can enter and leave the same contracts. Desk inventory can run out. The Pool fee (currently 0.3% on the published Uniswap v3 pair) is paid in the pool, not as a card surcharge to us.
9. Networks, forks, and downtime
Polygon or a test network can halt, fork, congest, or change fees. The Website can be down while the chain is up, or the reverse. A practice network token is not a mainnet token. Using the wrong chain can send value to a void. Confirmed transactions are final for your purposes even when you made a mistake.
10. Official URL only
The official Website is https://naanayam.online (and the same site if it is also served on a host path that we publish). Always check the address bar. Other sites may copy the look of NAANAYAM. We cannot stop that. Bookmark naanayam.online. The Website will not ask for a seed phrase, card number, or UPI PIN. If a page asks for those, you are not in a flow we authorised.
11. Law, tax, and access
Rules about tokens change. A product that is reachable today may be restricted for you tomorrow. You must decide whether your activity is allowed where you live. You must report and pay tax on virtual digital assets if that law applies to you, including when you swap NAYAM for USDC and when you later swap USDC for legal tender somewhere else. The Website does not give legal or tax advice and does not register an offering with any commission. A regulator may take a view that surprises you. That risk is yours. Fines, blocks, and reporting duties that fall on you are not the Website’s to pay.
12. What NAYAM and this Website are not
- Not a bank deposit, e-money, prepaid instrument, or stored-value account.
- Not a UPI, card, or net-banking merchant.
- Not a money-changer and not an off-ramp from USDC into rupees.
- Not equity in naanayam.online and not a claim on its operators.
- Not a guaranteed yield product.
- Not legal tender.
- Not a government programme and not a cultural licence from any state.
- Not insurance, and not a hedge that is promised to work.
13. No advice; experimental software
Everything on naanayam.online is general information and experimental interface software. It is offered without a suitability check. You are the decision-maker. If you need advice, hire your own adviser. Do not rely on a headline or a button label.
14. You bear every outcome
You agree that any Loss (as defined in the Terms) from using naanayam.online, NAYAM, USDC, or related contracts is yours alone — including any Loss when a third party will not turn USDC into money. The operator of the Website has no duty to restore, repurchase, advise, or compensate. Limitation of liability, indemnity, and release in the Terms apply to everything on this page. Using the Desk or Console is your confirmation that you understand and accept these risks.